19 aparaM yatra sthAnE kITAH kalagkAzca kSayaM nayanti, caurAzca sandhiM karttayitvA cOrayituM zaknuvanti, tAdRzyAM mEdinyAM svArthaM dhanaM mA saMcinuta|
20 kintu yatra sthAnE kITAH kalagkAzca kSayaM na nayanti, caurAzca sandhiM karttayitvA cOrayituM na zaknuvanti, tAdRzE svargE dhanaM sanjcinuta|
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