19 aparaM yatra sthAne kITAH kalaGkAzca kSayaM nayanti, caurAzca sandhiM karttayitvA corayituM zaknuvanti, tAdRzyAM medinyAM svArthaM dhanaM mA saMcinuta|
20 kintu yatra sthAne kITAH kalaGkAzca kSayaM na nayanti, caurAzca sandhiM karttayitvA corayituM na zaknuvanti, tAdRze svarge dhanaM saJcinuta|
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